Privacy Policy

Introduction

NoFortune operates a white-label marketing collective, digital magazine, and online marketplace of fulfillment services at nofortune.com (the “Service”). By accessing or using the Service, you consent to the data practices described in this Privacy Policy. This Policy applies to all visitors, marketplace partners, customers, readers, and applicants.

If you do not agree with the practices described here, you should not access or use the Service. This Policy is intended to comply with applicable U.S. privacy laws, including the California Consumer Privacy Act (CCPA) where applicable.

Information We Collect

We may collect several categories of information:

• Information you provide directly: name, email address, phone number, company or agency name, brand details, website URLs, tagline, bio, brand colors, competitor lists, gallery images, and any other details you submit when registering, applying, building a profile, or communicating with us.
• Account credentials: the email and password (stored only as a one-way hash) you use to log in to the marketplace partner portal.
• Order and transaction data: service selections, cart contents, invoice details, billing name, client contact details, and payment method metadata when you or your clients purchase services.
• Payment information: payment processing is handled by our payment processor, Stripe. We do not store full card numbers on our servers; Stripe tokenizes and processes payment data in accordance with PCI-DSS standards.
• Communications: the content of messages, support requests, iMessage or unified messaging conversations, and form submissions you send to us.
• Usage and device data: IP address, browser type, device identifiers, pages viewed, referring URLs, timestamps, and interaction data collected via cookies and similar technologies.
• Files and assets: any files, images, links, or materials you upload to a lead profile, gallery, drop, form, or order.

How We Use Your Information

We use the information we collect to:

• Provide, operate, maintain, and improve the Service and our marketplace offerings;
• Process and fulfill orders, subscriptions, invoices, and recurring billing;
• Create and manage partner accounts, profiles, branding, and storefronts;
• Calculate, track, and pay affiliate commissions and referral earnings;
• Communicate with you about your account, orders, support, updates, and policy changes;
• Deliver marketing and editorial content, including magazine issues and newsletters (where you have opted in);
• Detect, prevent, and address fraud, abuse, security incidents, and violations of our Terms;
• Comply with legal obligations, court orders, and lawful requests;
• Analyze usage trends and personalize features to improve the experience.

Cookies and Tracking Technologies

We use cookies, local storage, and similar tracking technologies to operate and improve the Service. Cookies help us authenticate sessions, remember preferences, and understand how the Service is used. You can instruct your browser to refuse cookies, but some features of the Service may not function properly without them.

We do not use cookies to collect sensitive personal data such as health or financial account numbers. Analytics and advertising technologies we engage may set their own cookies subject to their respective privacy policies.

How We Share Your Information

We do not sell your personal information. We may share information in the following circumstances:

• Service providers: vendors, fulfillment providers, suppliers, and infrastructure partners who perform services on our behalf (such as payment processing, hosting, email delivery, and analytics), under contractual obligations of confidentiality.
• Affiliate attribution: when a sale is attributed to an upline partner, we share limited transaction details necessary to calculate and verify commission earnings.
• Legal compliance: where required by law, court order, or government regulation, or to protect the rights, property, safety, or security of NoFortune, our users, or others.
• Business transfers: in connection with a merger, acquisition, reorganization, or sale of all or part of our assets, subject to continued confidentiality.
• Consent: where you have given us explicit consent to share information for a specific purpose.

Payment Processing

Payments for marketplace services, subscriptions, and credits are processed by Stripe, Inc. When you make a payment, Stripe collects and processes your card data in accordance with its own privacy policy and PCI-DSS compliance requirements. We receive tokenized payment confirmations and limited billing metadata (such as the last four digits of a card, card brand, and transaction status) sufficient to manage your orders and invoices. We do not store, view, or retain full payment card numbers.

Affiliate and Referral Program Data

Partners who participate in our affiliate or referral program have an upline relationship attributed to their account. We record referral links, attribution locks, commission rates, pending balances, withdrawal requests, and payout history. This data is used to calculate earnings, process withdrawals, verify referral integrity, and prevent fraud or double-attribution. Commission balances may be presented as marketplace credits redeemable at checkout or convertible to cash payouts at our published conversion rates, subject to our Terms of Service.

Data Retention

We retain your information for as long as your account is active or as needed to provide the Service. We may retain certain information after account closure where required by law, to resolve disputes, enforce agreements, protect against fraud, or maintain financial and commission records for the period permitted by applicable tax and accounting laws. Order, invoice, and commission records may be retained for up to seven (7) years to satisfy legal and accounting obligations.

Data Security

We implement reasonable administrative, technical, and physical safeguards designed to protect your information. However, no method of transmission over the Internet or electronic storage is completely secure. While we strive to protect your information, we cannot guarantee absolute security, and unauthorized access, disclosure, or loss could occur. Supplier portal credentials, where applicable, are stored in obfuscated form and revealed only through controlled admin access.

Your Privacy Rights

Depending on your jurisdiction, you may have the right to:

• Access the personal information we hold about you;
• Request correction of inaccurate or incomplete information;
• Request deletion of your personal information (subject to legal retention requirements);
• Opt out of the sale or sharing of your personal information for advertising purposes;
• Limit the use of sensitive personal information;
• Withdraw consent to marketing communications at any time.

To exercise any of these rights, contact us at legal@nofortune.com. We will respond in accordance with applicable law. We may need to verify your identity before processing certain requests.

Children's Privacy

The Service is not intended for individuals under the age of eighteen (18). We do not knowingly collect personal information from children. If you believe we have collected information from a child under 18, please contact us at legal@nofortune.com and we will take steps to delete such information.

International Data Transfers

Your information may be processed, stored, or transmitted in the United States or other countries where we or our service providers operate. By using the Service, you consent to the transfer of your information to these jurisdictions, which may have data protection laws that differ from those of your home country. We take reasonable steps to ensure such transfers comply with applicable law.

Third-Party Links and Services

The Service may contain links to third-party websites, integrations, and services (such as social platforms, payment processors, messaging providers, and fulfillment panels). We are not responsible for the privacy practices or content of these third parties. We encourage you to review the privacy policies of any third-party service you interact with.

Marketing Communications

With your consent, we may send you newsletters, magazine updates, and marketing materials about our services. You can opt out at any time by following the unsubscribe link in any marketing email, updating your account settings, or contacting us. Transactional messages (such as order confirmations and account notices) are not marketing communications and will be sent as needed to operate your account.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we do, we will revise the “Last updated” date at the top of this page. Material changes will be communicated through the Service or by other reasonable means. Your continued use of the Service after any changes constitutes acceptance of the updated Privacy Policy.

Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at:

NoFortune Legal
Email: legal@nofortune.com